The decision to live tobacco-free has huge advantages for both your health and your wallet. HII offers preferred medical and critical illness rates for employees who do not use tobacco products. During enrollment in HII benefits, you must indicate your tobacco-use status:
- Tobacco-free: If you select “tobacco-free,” you will receive the tobacco-free preferred medical premium rates, saving you $660 a year.
- Tobacco user: If you select “tobacco user,” or do not update your status, you’ll pay the standard rates (without a discount) until the next plan year. However, if you stop using tobacco for six months or successfully complete a tobacco cessation program during the plan year, you can apply for “tobacco-free” preferred rates.
You can update your tobacco-use status at any time. When you do, your new rate based on this change will start from the next January 1 or July 1, whichever comes sooner after you’ve made the update. Log into Alight Worklife to review and update your status each year to receive preferred rates.